Origen provides independent financial advice and services to AOP members. Origen has provided these services to AOP members for a number of years, and previously did so as Aurora Financial Services Limited. Aurora changed it name to Origen when it was taken over in May 2005 by AEGON UK Distribution Limited. As with previous name changes the manner in which the services is provided to AOP members will not change and the staff remain unchanged.
Origen provides a wide range of specialist services nationally through highly qualified professional consultants.
The independence and professionalism of Origen has been built up with the co-operation of many professional colleagues, such as accountants, solicitors and stockbrokers. Origen has found this basis of co-operation to be an excellent way of looking after client needs on a long-term basis. It is our aim to maintain the highest professional service and to build on the confidence and loyalty shown by our existing clients.
* Origen Financial Services
* Origen Benefit Consulting
* Origen Wealth Management
* Origen Technologies
As Independent Financial Advisers Origen are not tied to any insurance company or investment house, enabling us to provide truly independent advice to AOP members. Origen is regulated by the Financial Services Authority (FSA) and all our consultants have attained professional qualifications. This, along with the experience gained from many years of service, places us in a unique position to provide the best possible professional and personal service.
Services
Origen provides advice on all aspects of financial planning and has found the main areas of interest to AOP members to be:
* AOP stakeholder pension scheme
* Retirement planning
* Mortgage and family protection
* Savings and investment advice
* Asset management
* School fees planning
The issue of retirement planning and pensions have and will continue to be at the forefront of the Government and individuals' minds. Currently few people will retire with sufficient provisions. This is of great concern to the Government, as it will place undue strain on the State into the future. Current legislation makes pensions one of the most attractive investments available, not only from an investment but also a taxation point of view (tax-free for personal pensions which is currently given at the individual's highest marginal rate of income tax). Origen provide detailed advice on both new and existing pension provision in an unbiased fashion.
Origen, in association with the AOP have linked with Legal & General to provide a "stakeholder friendly" facility to all AOP members. They are in a position to provide specialist advice on the stakeholder facility to both individuals and employed alike. This advice is currently available whether or not you currently have a Pension Plan and would cover such issues as:
* What is a stakeholder pension?
* Should I join a stakeholder pension?
* Should I transfer my existing benefits into a stakeholder pension?
Details of the scheme can be obtained through the Origen web site. Click here.
Life Assurance provisions should be considered for basic family, mortgage protection, in connection with partnership planning, key man protection and inheritance tax planning.
Other Origen services include advice on mortgages, both residential and commercial, investment and savings planning, school fees planning and insurance for long-term care.
Benefits to AOP members
AOP members are able to seek advice from a highly professional Independent Financial Adviser. Origen have agreed with the AOP that special terms will be offered to members which would not normally be available to the general public. In addition, due to their size and strength in this market, they are able to negotiate exclusive terms for AOP members on a variety of products.
Members of the AOP will receive their initial consultation without charge or obligation, after which we work on either a commission or fee basis, depending on the individual requirements.
If you would like to receive advice on any of the areas mentioned, talk about the AOP stakeholder pension or, indeed, review your current arrangements, please contact Origen on the dedicated AOP telephone number 0845 450 8415 or email AOP@Origenfs.co.uk.
